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Subaru Extended Warranty in Canada: What the Factory Covers, When It Ends and What a Plan Costs

Short answerA new Subaru in Canada carries a 3-year / 60,000 km New Vehicle Limited Warranty and a 5-year / 100,000 km Major Component Warranty — broader than a typical powertrain warranty, since it also covers items like control arms, ball joints, axle shafts and ABS components. Subaru's own extended plan is the Subaru Protection Plan, through dealers. An independent plan covers the same repairs at any licensed shop; Subaru rates in our second price class, typically about $1,750 to $2,850 plus tax for multi-year coverage.

Subaru owners are loyal, drive a lot, and live where winter is real — which describes a large part of our customer base. The Crosstrek, Forester and Outback are among the most-quoted vehicles we see, and most of them arrive at year five with well over 100,000 km on the odometer.

Subaru Canada's factory warranty is slightly better than the industry norm: the 5-year / 100,000 km coverage is a "Major Component" warranty that reaches beyond the powertrain to suspension arms, ball joints, axle shafts and ABS parts. It still ends at five years or 100,000 km, and the Subaru-specific repairs — the Lineartronic CVT, EyeSight camera calibrations, the 2.4-litre turbo — are all four-figure jobs. Below: the factory terms, when they end, the Subaru Protection Plan versus an independent plan, and the price.

NOTE: Subaru factory-warranty table: verified against Subaru Canada — Warranty on 2026-09-08 (full review of all 121 rows, Sep 8 2026 — docs/CONTENT.md). Re-check before each publish; these terms change mid-year without announcement.

What does the Subaru factory warranty cover in Canada?

These are Subaru's Canadian terms — Canadian kilometres, not American miles, which is where most online confusion about "subaru warranty" comes from.

CoverageTermNotes
New Vehicle Limited Warranty3 years / 60,000 kmBasic and major components.
Major Component Warranty5 years / 100,000 kmEngine, transmission, drivetrain — plus, in Canada, front and rear control arms and bushings, ball joints, stabilizer links, axle shafts and CV joints, ABS components, seatbelts and the supplemental restraint system, the fuel pump, steering, hubs and bearings, and the propeller shaft.
Battery and electric drive unit (Solterra)8 years / 160,000 kmRetention of 70% or more of original capacity.
Anti-Perforation Limited Warranty5 years / unlimited kmRust-through of body panels — Subaru Canada's own name for this coverage.
Roadside assistance3 years / no distance limitIncluded with the new-vehicle warranty; Subaru states a period, not a distance.

Source: Subaru Canada — Warranty, checked September 8, 2026.

Please check these terms against your own owner's manual. We do our best to keep Subaru's Canadian terms current and correct, but manufacturers revise them, coverage differs by model year and trim, and errors can happen. The warranty booklet or owner's manual that came with your vehicle is what governs your coverage, not this page — please confirm anything here against it (or with your Subaru dealer) before you rely on it.

When does the Subaru factory warranty actually run out?

At 20,000 km a year the New Vehicle Limited Warranty ends at three years and the Major Component Warranty at five. Subaru drivers skew higher than that; at 25,000 km a year the Major Component coverage is gone at four years, and it is common for us to quote a four-year-old Outback that is already out of factory coverage on kilometres alone.

Because the Major Component Warranty covers suspension and ABS parts that most brands leave out, it is worth a call to your dealer before paying for those repairs in years four and five — they may still be Subaru's to fix.

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Subaru Protection Plan (SPP) vs. an independent extended warranty

The Subaru Protection Plan is the only vehicle service contract endorsed by Subaru Canada, sold through Subaru dealers in three levels (from powertrain-only upward), with repairs at Subaru dealers. It is typically bought while the vehicle is still under the New Vehicle Limited Warranty. It is a good plan. The independent alternative matters when the dealer's purchase window has closed, when you bought the vehicle used, when you want your own mechanic to do the work, or when you want a second written price to compare against the first.

Subaru Protection Plan (SPP)Independent plan through Auto Warranty Experts
Who sells itSubaru dealersUs — several insurer-backed Canadian programs, compared in one written quote
Where repairs are doneSubaru dealersAny licensed repair facility in Canada — including a Subaru dealer, if you prefer
When you can buy itUsually while the factory warranty is still in forceAny time — new, used, or years after the factory warranty ended (a short inspection applies then)
How it's pricedSet by the selling dealerRated by vehicle class, mileage, term and tier; quoted plus tax, held for seven days
Who pays the shopSubaruThe claims administrator, directly, on most plans
Transferable if you sellUsually, with conditionsYes, on the programs we quote

Both are legitimate. The right one depends on whether you bought new or used, where you want the work done, and whether the dealer's price is competitive — which is exactly what a second written quote tells you.

What tends to be expensive to fix on a Subaru?

These are the repairs Subaru owners most often ask us about once the factory coverage has ended. They are common enough to plan for, not inevitable, and the costs are typical Canadian ranges for parts and labour — your shop and your region will vary.

RepairWhat owners run intoTypical cost
Lineartronic CVT (continuously variable transmission)Torque-converter, valve-body and full-unit failures on higher-kilometre 2010-and-newer Subarus are the most expensive common repair. Subaru extended its own CVT coverage on some earlier model years; outside that, it is the owner's bill.≈ $4,000–$8,000
EyeSight cameras and windshield calibrationAny windshield replacement on an EyeSight-equipped Subaru requires camera recalibration, and the camera module itself is a costly part. Not a defect — a cost of ownership that surprises people.≈ $600–$2,500
2.4-litre turbo engine components (Ascent, Outback XT, WRX)Turbochargers, intercooler and cooling parts on the FA24 turbo are premium-priced once the Major Component Warranty ends.≈ $2,000–$4,500
Head gaskets and oil consumption on older enginesLargely a pre-2012 (EJ-series) story, plus oil-consumption complaints on some 2011–2015 FB engines. Relevant if you are buying an older Subaru; most current models are past it.≈ $2,000–$4,000

Safety recalls are repaired free by Subaru regardless of warranty status and are not listed here. Pre-existing conditions — a fault that already exists when coverage is bought — are excluded on every extended-warranty program, which is why coverage is arranged before symptoms appear. Turbocharged Subarus (WRX, Ascent, Outback XT, Legacy GT/XT) carry a small mandatory turbo surcharge on our programs.

What does a Subaru extended warranty cost in Canada?

Programs price vehicles by class, and Subaru rates in class 2 of four. These are current example prices for a Subaru in that class, rounded, one-time purchase plus tax:

Coverage3 years / 60,000 km of driving5 years / 100,000 km of driving
Comprehensive — named-component coverage, $5,000 per visit≈ $1,750≈ $2,400
Exclusionary — everything not on the exclusion list, $6,000 per visit≈ $2,300≈ $2,850

Rate card effective February 1, 2026. All prices plus tax, with a flat $100 deductible per repair visit. Exclusionary coverage is available on vehicles up to 7 model years old and under 140,000 km at enrolment. Factory-turbocharged engines add $45 and diesels $75; a doubled kilometre allowance is $150. Not sold in Quebec. Your quote is for your vehicle — these show the shape of the market, not your price. Comprehensive or exclusionary — which one makes sense? NOTE: make-page prices are generated from functions/data/ratecard.js at build time — nothing to update by hand when the card changes; re-check the wording if the program structure changes

Which Subaru models do we quote?

Any Subaru that meets the program's age and kilometre limits qualifies. The ones we quote most: Crosstrek, Forester, Outback, Impreza, Ascent, WRX. Trims and powertrains matter for price (turbocharged versions carry the surcharge above), so we confirm the exact vehicle before quoting — a VIN gets you there fastest.

Common questions about Subaru extended warranties

What does the Subaru Major Component Warranty cover?

The powertrain — engine, transmission, drivetrain — plus, on Canadian-market Subarus, front and rear control arms and bushings, ball joints, stabilizer bar links, axle shafts and CV joints, and ABS components, for 5 years or 100,000 km. It is broader than most brands' powertrain warranties.

What is the Subaru Protection Plan?

Subaru Canada's endorsed extended service contract, sold through Subaru dealers in three coverage levels and honoured at Subaru dealers. It is usually bought while the New Vehicle Limited Warranty is still in force.

Does an extended warranty cover the Subaru CVT?

Yes — the transmission is a covered component on the comprehensive and exclusionary tiers we quote, within the plan's per-claim limit. Coverage must be in place before symptoms appear; pre-existing conditions are excluded on every program.

How much does a Subaru extended warranty cost in Canada?

Subaru rates in our second price class: about $1,750 for three years of comprehensive coverage to about $2,850 for five years of top-tier exclusionary coverage, plus tax, before any turbo surcharge. Mileage and the exact model set the final number.

Sean LaFleur

On the sales floor since 2014, operating partner in 2020, and majority owner and Dealer Principal of Sault Nissan since 2024. He started Auto Warranty Experts on a gap he kept seeing from the finance desk: coverage is easy to buy the day you buy the car, and two or three years later — when the factory warranty is actually about to run out — most of the market has no easy way to buy it at all. Online he can put several programs in front of one customer and shape the term, coverage and deductible around the vehicle in front of him, rather than selling whatever a single desk happens to carry. "Clients are often shocked by how affordable a warranty can be through us. That's our whole purpose." What he likes most is the long game: relationships that last, built on service worth coming back for. About the team →

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Published September 5, 2026 · Last reviewed September 8, 2026. Factory-warranty terms are Subaru's and were checked against Subaru Canada — Warranty on September 8, 2026. We do our best to keep them correct, but errors can happen — your own owner's manual or warranty booklet governs, so please verify against it. Extended-warranty prices are quotes plus tax, not guarantees; coverage details are confirmed in your written contract. Repair costs are typical Canadian ranges, not estimates for your vehicle.

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