AutoWarrantyExperts.ca

Privacy Policy

PRIVACY POLICY

Effective Date: January 1, 2025

SJ LaFleur Automotive Inc. (“Company”, “we”, “us”, or “our”) operates the website AutoWarrantyExperts.ca. This Privacy Policy describes how we collect, use, disclose, safeguard, and retain personal information in connection with our vehicle warranty services, website operations, communications, and related business activities, in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

By accessing or using AutoWarrantyExperts.ca, submitting information through our website, or requesting warranty information or coverage options, you acknowledge that you have read, understood, and consent to the practices described in this Privacy Policy.

IMPORTANT NOTICE REGARDING TEXT MESSAGING DATA

SJ LaFleur Automotive Inc. DOES NOT share customer opt-in information, including phone numbers and consent records, with affiliates or third parties for marketing, promotional, or unrelated purposes. All text messaging originator opt-in data is kept strictly confidential.

INFORMATION WE COLLECT

We may collect personal information that you voluntarily provide when submitting a warranty inquiry, quote request, contact form, or communicating with us, including but not limited to:

Personal Information

  • Full name

  • Residential and mailing address

  • Telephone number

  • Email address

  • Vehicle information (VIN, make, model, mileage, year)

  • Payment information (if applicable)

  • Warranty coverage preferences

  • Communication preferences

  • Opt-in records and timestamps for SMS, email, and other communication channels

Non-Personal and Technical Information

We may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Operating system

  • Geographic location

  • Website usage data

  • Referral source

  • Cookies and tracking technologies

Customer Communication Records

We may retain:

  • Service inquiries

  • Quote requests

  • Customer support communications

  • Feedback and reviews

  • Warranty application history

  • Coverage selections and provider responses

PURPOSE OF COLLECTION

We collect, use, and disclose personal information for purposes including:

  • Verifying identity and preventing fraud

  • Assessing eligibility for warranty products or coverage

  • Providing vehicle warranty quotes and recommendations

  • Matching customers with suitable warranty programs

  • Other automotive-related purposes, including but not limited to facilitating the purchase or sale of a vehicle, evaluating vehicle ownership opportunities, and providing information regarding vehicle financing options and related automotive services

  • Processing payments and transactions

  • Communicating regarding coverage options, approvals, claims, or renewals

  • Providing customer support

  • Improving website functionality and user experience

  • Conducting analytics and performance monitoring

  • Maintaining records of communication preferences and consent

  • Complying with legal, regulatory, audit, and contractual obligations

We limit the collection of information to what is reasonably necessary for these purposes.

CONSENT

By submitting information through AutoWarrantyExperts.ca, you provide informed consent to the collection, use, disclosure, and retention of your personal information as described in this Privacy Policy.

Where required by law, express consent will be obtained.

You may withdraw your consent at any time, subject to legal, regulatory, or contractual restrictions. Withdrawal of consent may limit our ability to provide warranty services or maintain existing arrangements.

WARRANTY AUTHORIZATION & VEHICLE INFORMATION CONSENT

By submitting a warranty request or application through AutoWarrantyExperts.ca, you:

  • Confirm that all information provided is accurate and complete;

  • Authorize the verification of vehicle information where necessary; and

  • Consent to the exchange of information with warranty providers, administrators, and service partners as permitted by law.

This authorization may apply to:

  • Initial warranty processing

  • Coverage approvals

  • Renewals

  • Claims support

  • Customer service follow-ups

SMS MESSAGING & COMPLIANCE

Text Message Program Terms & Conditions

By opting into our SMS messaging services, you agree to receive text messages related to our services, including:

  • Warranty quote updates

  • Coverage status notifications

  • Appointment reminders

  • Customer support communications

  • Important account or service updates

Opt-In & Consent

  • Messages are only sent after explicit consent is received

  • We maintain timestamped records of opt-in actions

  • We comply with applicable laws including CASL and other relevant regulations

Opt-Out Instructions

You may opt out at any time by replying:

“STOP” to cancel SMS communications

After opting out:

  • You will receive a final confirmation message

  • No further messages will be sent unless you re-subscribe

  • Opt-out requests are processed promptly

Message Frequency

Message frequency varies depending on:

  • Your warranty inquiry status

  • Service activity

  • Customer support interactions

HELP & Support

Reply “HELP” for assistance or contact us through AutoWarrantyExperts.ca.

Carrier Disclaimer

  • Standard message and data rates may apply

  • Carriers are not responsible for delayed or undelivered messages

SMS Data Protection

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors solely supporting operational services (such as messaging providers or customer service platforms) is permitted. All other use cases exclude text messaging originator opt-in data and consent information.

USE AND DISCLOSURE OF PERSONAL INFORMATION

To facilitate warranty services and related offerings, we may disclose personal information to:

  • Warranty providers

  • Claims administrators

  • Dealership partners

  • Vehicle service providers

  • Payment processors

  • Identity verification providers

  • Customer support platforms

  • Regulatory authorities

  • Legal or law enforcement agencies where required by law

You acknowledge that your inquiry may be submitted to multiple warranty providers in an effort to secure suitable coverage options or alternative offers.

Customer information may be accessed by authorized employees, independent contractors, agents, and third-party service providers who require access to perform services on behalf of SJ LaFleur Automotive Inc. and who are subject to contractual confidentiality and security obligations.

We do not sell or rent your personal information.

All service providers are contractually obligated to maintain confidentiality and appropriate security safeguards.

COMMUNICATION CONSENT

You consent to receiving communications from SJ LaFleur Automotive Inc., affiliated partners, dealerships, and warranty providers through:

  • Telephone

  • Email

  • SMS/text messaging

  • Other lawful communication methods

Communications may relate to:

  • Warranty inquiries

  • Coverage approvals or denials

  • Alternative warranty opportunities

  • Related products or services

  • Promotional offers where permitted by law

You acknowledge that:

  • Certain communications may contain marketing content;

  • We and/or our partners may receive referral or placement compensation related to warranty arrangements.

You may opt out of marketing communications at any time in accordance with applicable law.

COOKIES & TRACKING TECHNOLOGIES

We use cookies, pixels, analytics tools, and similar technologies to:

  • Analyze website traffic

  • Understand user behavior

  • Remember preferences

  • Improve website performance

  • Support remarketing and advertising campaigns

  • Enhance user experience

You may disable cookies through your browser settings; however, some website functionality may be affected.

ANALYTICS & THIRD-PARTY TOOLS

We may use third-party analytics and marketing tools, including Google Analytics, to better understand website usage and improve services.

These providers may collect information according to their own privacy policies.

For more information regarding Google’s data practices, visit:

https://www.google.com/policies/privacy/partners/

DATA SECURITY

We maintain administrative, technical, and physical safeguards appropriate to the sensitivity of the information, including:

  • Encryption of sensitive information

  • Secure servers and storage systems

  • Access controls and authentication procedures

  • Employee privacy and security training

  • Security monitoring and updates

  • Backup and disaster recovery procedures

  • Breach response protocols

While we use commercially reasonable safeguards, no system or transmission method is completely secure, and we cannot guarantee absolute security.

RETENTION OF INFORMATION

We retain personal information only for as long as necessary to:

  • Fulfill the purposes described in this Policy;

  • Meet legal and regulatory obligations;

  • Satisfy audit, accounting, and compliance requirements;

  • Resolve disputes and enforce agreements.

YOUR RIGHTS & CHOICES

Subject to applicable law, you may:

  • Request access to your personal information

  • Request corrections to inaccurate information

  • Request deletion where legally permitted

  • Withdraw consent for future communications

  • Opt out of marketing emails by using the unsubscribe link

  • Opt out of SMS communications by replying “STOP”

  • Request information regarding our handling of your data

  • File a complaint with a privacy regulator

We will respond to requests in accordance with applicable privacy legislation.

THIRD-PARTY WEBSITES

AutoWarrantyExperts.ca may contain links to third-party websites or services. We are not responsible for the privacy, security, or content practices of those third parties. Use of third-party websites is at your own risk.

INTELLECTUAL PROPERTY

All content on AutoWarrantyExperts.ca, including text, graphics, logos, branding, and website materials, is owned by or licensed to SJ LaFleur Automotive Inc. and protected under applicable intellectual property laws.

Unauthorized use, reproduction, or distribution is prohibited.

DISCLAIMER

AutoWarrantyExperts.ca and all materials are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including warranties of merchantability or fitness for a particular purpose.

We do not guarantee:

  • Uninterrupted website availability

  • Error-free operation

  • Warranty approval

  • Specific coverage terms or offers

LIMITATION OF LIABILITY

To the fullest extent permitted by law, SJ LaFleur Automotive Inc., its affiliates, warranty providers, partners, employees, contractors, and service providers shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:

  • Use of or inability to use the website;

  • Warranty decisions made by providers;

  • Errors, interruptions, or delays in processing;

  • Unauthorized access to data;

  • Technical failures or outages.

The total aggregate liability of SJ LaFleur Automotive Inc. arising out of or relating to this Privacy Policy, the Website, or Services shall not exceed the greater of one hundred Canadian dollars ($100 CAD) or the amount paid by the user to SJ LaFleur Automotive Inc. for the applicable services during the preceding twelve (12) months.

INDEMNIFICATION

You agree to indemnify and hold harmless SJ LaFleur Automotive Inc., its affiliates, partners, warranty providers, employees, and service providers from any claims, damages, liabilities, losses, or expenses arising from:

  • Your use of AutoWarrantyExperts.ca;

  • Your breach of this Privacy Policy;

  • Your violation of applicable laws or third-party rights.

GOVERNING LAW

This Privacy Policy shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the applicable federal laws of Canada.

You agree to submit to the exclusive jurisdiction of the courts of Ontario.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify or update this Privacy Policy at any time. Changes become effective immediately upon posting to AutoWarrantyExperts.ca.

Your continued use of the website following changes constitutes acceptance of the revised Privacy Policy.

CONTACT INFORMATION

If you have any questions regarding this Privacy Policy or your personal information, please contact:

SJ LaFleur Automotive Inc.

Email: Sean@autowarrantyexperts.ca

Website: https://AutoWarrantyExperts.ca

By using AutoWarrantyExperts.ca and our services, you consent to this Privacy Policy.